Benefits of Online Banking (You Hadn’t Thought Of)
Benefits of Online Banking (You Hadn’t Thought Of)

Online banking at DEXSTA Federal Credit Union makes it easy for consumers to check accounts, pay bills, and move money from one account to another, helping consumers across the country lead a more organized financial life.

Digital banking was first introduced to the United States in the early 1980s when four major banks began offering “home banking services,” including Citibank, Chemical Bank, Chase Bank, and Manufacturers Hanover. The first federal credit union began offering online banking just ten years later. Thanks to advances in technology, online banking is more popular today than ever before. Here are a few of our favorite perks!

No Waiting in Lines

Sometimes there isn’t enough time in the day to get through your to-do list—especially since most financial institutions are only open 9-5 on weekdays. The worst part of banking is waiting in a long line just to deposit a check or take a peek at your finances. With online banking, you don’t even have to drive to one of DEXSTA’s brick-and-mortar locations to get your finances in order. Instead of rushing to reach your financial institution before they close, you can log in to your account when it’s most convenient for you.

Lower Risk of Overdrawing

Online banking let consumers check their balances and transactions at any time, so you know how much money is left in your KASASA account before you accidentally overdraw. Online banking can also keep you up-to-date with important situations, like if your account is running low. Banking digitally also helps protect you from identity fraud—the more you monitor your account, the faster you’ll catch any strange activity. Banking online keeps connected to your accounts from the comfort of your home.

Worry Less About Lost Mail

Many Americans worry about what will happen if their check gets lost in the mail. Past due fees? Interest charges? Identity fraud? Banking digitally adds an extra layer of protection to your financial wellbeing. Sending digital payments ensures that your check won’t get lost in the mail. Banking online even helps you eliminate the need to purchase stamps since you can pay your bills directly through DEXSTA’s website.

Online Banking at DEXSTA

DEXSTA Federal Credit Union offers some of the best online banking tools around, including our signature DEXdeposit, where members can make a deposit by snapping a picture of a check on their mobile device. Create your DEXSTA digital account and download our mobile app to get started.

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