Grow Your Savings with Competitive Rates

DEXSTA's Share Certificate and IRA rates are some of the most competitive around. Lock in a great rate today and watch your money grow with confidence.

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Put Your Home's Equity to Work

Your Home. More Possibilities.

Explore your options in less than 10 minutes—with no impact to your credit. See what you may qualify for and turn your home’s equity into opportunities for your next project, purchase, or goal.

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Say “Bye-Bye” to Bank Fees

No fees, no worries. DEXSTA makes banking simple with free Checking and Share Draft accounts—just the way it should be!

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Credit Cards That Give Back

Enjoy 2.99% intro APR, no balance transfer fees, and rewards that actually matter.

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Estate Planning Made Easy

For a limited time, estate plans will be 30% off from October 1 through October 31.

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How Can We Help You Today?

I Want To...

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Apply for a Loan
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Open an Account
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Make a Payment
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Find Financial Education
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Locate a DEXSTA Branch
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Where Membership is a Family Thing

At DEXSTA Federal Credit Union, our community matters. As a member-owned and cooperative institution, we’ve provided hands-on service and personalized lending to our members for the past eight decades.

We Have a Loan For You

We offer competitive rates and a wide variety of loan products to meet all your financial needs. Wherever you’re headed, DEXSTA Federal Credit Union will get you there.

Auto Loans
as low as

4.49%

Personal Loans
as low as

6.99%

Home Loans
as low as

5.00%

Community News

Our community matters. Receive financial tips on everything from budgeting to loans and read up on true stories from local union members.

Happy couple moving into a new home purchased with help from the best mortgage lenders in Delaware.

Best Mortgage Lenders in Delaware: How to Choose the Right One in 2026

By DEXSTA | October 1, 2026

Finding the best mortgage lenders in Delaware comes down to more than the interest rate. The right lender matches your […]
READ MORE
Smiling man on a couch using a laptop and holding a credit card while comparing a credit union credit card to a big-bank option.

Credit Union Credit Card vs. Big Banks: Which Is the Better Deal in Delaware

By DEXSTA | October 1, 2026

If you are weighing a credit union credit card against a big-bank offer, it pays to compare the real costs […]
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DEXSTA Federal Credit Union Supports Children’s Miracle Network

By DEXSTA | September 29, 2026

DEXSTA Federal Credit Union is proud of its team members for coming together to support a cause that makes a […]
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Access Your Accounts From Anywhere

DEXSTA’s online banking allows you to check balances, view transaction history, apply for eStatements, and transfer funds on the go. Keeping your finances organized has never been easier. Download our free app today and let your fingers do the banking.

Mobile Deposit
Make a Payment
Transfer Money
Secure Messaging
Set Travel Alerts
Easy Card Management

Take It From Our Members

See what DEXSTA Federal Credit Union members are saying about their experience. Discover how our commitment to exceptional service and financial wellness makes a real difference.

I have been with DEXSTA for over 30 years. They have excellent customer service and the loan process was quick and seamless. I would use this credit union for all my financial needs.

DIANA

I've had nothing but great experiences with DEXSTA. I opened a savings account when I moved to Delaware and I liked the fact that I only needed $5 in the account to keep it open. As a broke college student, this was very appealing. As I advanced in my career, I got a personal loan from DEXSTA to consolidate my credit cards. The loan process was simple and the representative was very friendly.

GREG S.

Back in the day when I needed help, DEXSTA was there for me. Now that I'm retired, they're still there for me after 40 years of membership.

PATRICK B.

I've had a savings account with DEXSTA Federal Credit Union for over ten years now. Their rates are fair and competitive. The employees are really nice as well. I have been considering investing my savings, and rather than trying to sell me stuff, they told me my options, the pros and the cons, and what might be best for someone like me.

MICHELLE

I have been an account holder with DEXSTA since before it was opened to the public, and all I can say is it has always been an amazing bank. They are excellent in catching fraud—I often receive calls from them when traveling to verify the purchases are my own and they will put your card on hold if they can not verify.

COLEY L.

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