Checking and Share Draft

Share Drafts

A share draft account is a liquid account at a credit union that allows you to make frequent payments and withdrawals. Share draft accounts are essentially the same as checking accounts at banks. Again, the only difference is that a “share” account is at a credit union instead of a bank.


Don’t keep paying the costly fees from banks and other financial institutions—we offer free Checking and Share Draft accounts to our members with features you can’t find anywhere else.



  • No minimum balance requirement
  • No monthly service charge
  • No per-check fee
  • Free overdraft protection*
  • No-fee VISA check card
  • Online check imaging
  • 24-Hour access
  • Your share draft account earns a dividend (interest)—regardless of your balance


* Your first three automated overdraft protection transfers from your savings/share account are free each month. After the first three automated transfers, there will be a $5.00 fee per automated transfer.


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  • Kasasa Free Checking

    Get paid. Bank local.
  • Savings & Share

    A wide variety of savings options available
  • Checking & Share Draft

    Free checking and share draft accounts
  • Certificates, IRAs, ESAs

    Contributions, rollovers, and transfers
  • Child, Teen Savings

    For ages 6-17
  • Reloadable Debit Cards and Gift Cards

    Financial independence and simplified gifts
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