DEXSTA Federal Credit Union offers a variety of loans with various repayment options. We will work with you to build a loan with highly competitive rates and terms to make it simple to meet your financing needs. All loans are simple interest with no prepayment penalties. You can make an application through this website, by phone, or stop into a DEXSTA Federal Credit Union branch where a loan officer can personalize a loan for you. DEXSTA Federal Credit Union will review applicant(s) credit report as part of making a loan decision. We also require a valid form of identification and documentation of stated income (paystubs, w-2, tax returns) prior to funding any loan.