Depending on where you are in your career and your life, retirement might seem like a far-off concept. Yet, current data suggests that you should begin your retirement planning when you’re in your 20s. If you’re past this point, don’t panic. Planning in the digital age has made things more accessible and more manageable than ever before. 

Everything at the tap of a screen 

Look down at your smartphone (you may even be reading this on it!), and you’ll see just how much the digital age has changed the world. Bank accounts, loan tracking, budgets, and credit cards are all digitally available at the tap of a screen. For retirement planning, this convenience can make a big difference. 

You can take advantage of apps that track your finances, check if you’re saving enough, or track social security benefits. Online banking apps like DEXSTA’s take the guesswork out of your finances. In the digital age, there are more possibilities and options for retirement planning than ever. 

How things have changed in the digital age 

Technology’s impact on retirement planning can be beneficial but overwhelming. At DEXSTA, we offer a solution for all these changes. 

Managing money on your own 

In the information age, you can research anything with a quick Google search. Whereas “twenty-five years ago, almost no financial information was available online.” These days, individuals have to be their own financial advocates and know what information is relevant to their situation. At DEXSTA, we offer detailed information on all of our services and resources to help members make more informed financial decisions. 

More decisions than ever 

Between IRAs, debt management, and miscellaneous investments, finances can be complicated. The choices available today are much different than those of twenty years ago. There is a current “trend toward passive management” that has changed with better access to financial information. DEXSTA, for example, offers Certificates, IRAs, and ESAs to help grow your savings. 

24/7 budget tracking  

Budgeting is an excellent tool for any financial goal, especially retirement planning. The digital age has made it easy to keep track of a budget with apps or even a Google spreadsheet on your phone. And DEXSTA’s mobile app gives you banking on the go, so you can always track how much you’ve spent and saved. 

Banking personalization and data sharing

Banking in the digital age is more personalized than ever––and that includes sharing data online. Recent data shows that “49% of Americans fear having their financial data shared with others if they use technology-driven tools for financial planning.” But at DEXSTA, we take your data seriously and treat our members as individuals, not just account numbers. 

Let DEXSTA help

Most Americans spend 20 years in retirement, and achieving it is a big accomplishment. Yet only 40 percent of Americans have planned correctly and calculated how much they need to save. At DEXSTA, one of our goals is to make sure you have the financial knowledge and freedom to live a full life. Become a member and get started today.