Debit cards are more ubiquitous than any other form of payment. We use them so often that researching other cards with better advantages doesn’t even cross our minds. That’s why DEXSTA Federal Credit Union partnered with Kasasa, which works with community banks and credit unions like us to provide cash back checking and rewards on debit purchases. Learn how Kasasa accounts can benefit you, the ethos behind Kasasa’s mission to work with local financial institutions, and how to qualify for these valuable benefits!

What Makes Kasasa’s Cash Back Checking Accounts Different

Checking and savings accounts are the foundation of personal finance. Generally speaking, you open one or both when you start working so you can deposit your hard-earned paychecks. But if you want your checking account to be more than a vault for cash and dislike paying service fees for the privilege of having one, switching to a Kasasa Account is a smart move. Let’s cover two different types of Kasasa checking accounts that work for different needs.

Free Kasasa Cash Back® Account for Purchase Rewards

Kasasa’s cash-back checking account doesn’t require monthly fees or a minimum balance. Plus, you can use any ATM in the country, and Kasasa refunds those withdrawal fees. In addition, their accounts come with perks like a free debit card, free online and mobile banking, and free enrollments for e-Statements. But the most positive aspect is earning 3.00% cash back on debit card purchases, which is credited to your account each billing cycle. This type of account is a great fit if you use your debit card so often that you’d see significant returns from spending.

Free Kasasa Cash® Check Account for Big Balances

Free Kasasa Cash is also a free checking account that includes the same perks of their cash back checking account, but rather than purchase rewards, Free Kasasa Cash rewards members with 1.00% APY on Kasasa balances up to $10,000 and 1.00% to 0.18% APY on balances over $10,000 based on the account balance. Even if you don’t meet these qualifications, you’ll still earn 0.05% APY on your balance. This type of account is great for people who maintain a high account balance, rarely make withdrawals, and want an annual return on their balance.

How Kasasa’s Mission Helps Local Economies

Kasasa doesn’t partner with big banks, only community banks and local credit unions like DEXSTA. Why? Because we offer excellent customer service while still providing superior banking products. Plus, our loyalty is to the communities we live in. Local credit unions use their capital to secure loans for local businesses. The money is poured back into the local economy, revitalizing housing developments and leading to better resources and more employment opportunities. 

Kasasa extends its services to smaller banks so that our customers can get the same incentives and rewards that megabanks offer without all the hidden fees and discriminatory practices. They also know that, unlike big banks, DEXSTA Federal Credit Union and other community banks don’t employ risky lending practices that jeopardize the national economy. Kasasa’s ethos aligns with our own mission: empowering people to directly invest in the economic success of their family, neighbors, co-workers, and friends by banking within their community. 

Apply For a Kasasa Cash Back Checking Account

You can apply for Kasasa checking at any DEXSTA branch or via our online portal. To become a DEXSTA member, you only need two forms of ID, proof of address, and five dollars. Just specify that you’re interested in opening a Kasasa account, and our customer service team can help you enroll! To continue to qualify for enrollment, you must make at least twelve monthly debit card purchases, sign up for online or mobile checking, and apply to receive e-statements.

Reap The Rewards With DEXSTA and Kasasa 

It’s gratifying to know that by opening a Kasasa cash back checking account, you’re not only passively growing your money, you’re also actively participating in the economic health of your community. Fortunately, doing so is as easy as Contacting your local DEXSTA branch to get started!