Boating on the lake is an East Coast summer tradition that brings joy to families and friends. However, buying a boat can be a significant financial commitment. That’s where East Coast Credit Union boat loans like DEXSTA’s come in, making it a breeze to get a loan for your dream boat.

Average Cost of Boats on the East Coast

Boats come in various shapes and sizes, and their prices can vary significantly depending on the type and model you choose. To give you an idea of the loan cost you’re looking at, here’s a breakdown of the average cost of the most common types of boats.

• Fishing Boats: Popular among anglers, these range between $10,000 to $100,000.
• Yachts: The epitome of luxury, yachts start around $200,000 and can reach tens of millions.
• Pontoon Boats: Ideal for entertainment, they range from $20,000 to $150,000.
• Sailboats: For wind-powered adventures, these boats can cost upwards of $10,000.

At DEXSTA, we offer a fixed-rate loan, which keeps your interest rate the same throughout the loan term, providing predictability and allowing you to budget effectively.  

Credit Union Boat Loans vs. Traditional Bank

When obtaining a boat loan, many people automatically think of traditional banks. However, DEXSTA’s credit union boat loans offer many distinct advantages.

Competitive Rates

DEXSTA offers new and used boat loans starting at 7.49% APR for up to 180 months. Credit unions often provide more favorable rates compared to traditional banks, helping you save money in the long run.

Personalized Service

Credit unions like DEXSTA are member-focused institutions with a personalized approach. Our knowledgeable staff will ensure you receive the attention and support you need throughout the boat loan process and find the best solution to meet your needs.

Member Benefits

When you choose DEXSTA Credit Union, you become a Member, not just a customer. This means you can access a wide range of financial products and services, including boat loans, designed to benefit you and your financial well-being.

Flexible Loan Terms

Every Member’s financial situation is unique, so we offer flexible loan terms, allowing you to choose a repayment plan that fits your budget and goals.

How to Apply for DEXSTA’S Credit Union Boat Loans

Are you ready to set sail with confidence? Applying for a boat loan with DEXSTA Credit Union. is straightforward and hassle-free. Here’s how you can get started:

• Visit DEXSTA Credit Union’s website or stop by one of our convenient branch locations.
• Explore the boat loan options and terms available to you.
• Gather the necessary documents, such as proof of income, identification, and boat details.
• Complete the loan application, either online or with the assistance of a knowledgeable DEXSTA representative.
• Sit back and relax as DEXSTA reviews your application and provides you with a prompt decision.

Navigate Your Boat Loan Confidently

With DEXSTA’s easy and streamlined new and used boat loan process, you can set sail with confidence. Our competitive rates, flexible terms, and personalized service ensure a smooth journey as you finance your dream vessel. Trust DEXSTA to be your reliable partner, empowering you to navigate the seas with peace of mind, make memories with loved ones, and make your boating dreams a reality.