Got a college kid heading away to school? Hopping on the electric car wagon? Looking for a more affordable monthly car payment? DEXSTA Federal Credit Union provides auto loan pre-approval so you can shop for a new ride or refinance your current one. Learn how our loans can get you back on the road in no time.

Call Shotgun on Your Credit Union Auto Loan Pre-Approval 

We’ve all experienced that period of denial when our car begins to have minor issues that build into bigger ones. Soon the upkeep’s more expensive than your monthly payment, and it’s time to find a new car before your current loan is even paid off. Not only has your cruiser turned into a clunker, but you’re also facing the possibility of two car payments!

Luckily our auto loan pre-approval can give you a way out of this tricky predicament and make the process much less stressful by allowing you to purchase a vehicle immediately. Plus, it gives you leverage to negotiate a better price when you visit dealerships. 

Additionally, DEXSTA auto loans come with the option to purchase our vehicle protection program, which guarantees enhanced electronic protection, no deductible, and service at any repair shop in the country. Avoid the double payment scenario by buying our guaranteed asset protection to pay off your remaining balance in the event of a total loss and reimburse your deductible when repairs are needed. Stretched too thin one month? Purchase Payment Protection for your auto loan so that you can cancel your monthly payment if necessary.

Refinancing Rewards

Making existing payments on your old car can feel like flushing money down the toilet, so ease the burden by refinancing your loan with DEXSTA. This smart option allows you to lower your monthly payment, get a better interest rate, and free up credit for other necessities. 

If your credit score has gone up, refinancing may significantly reduce your interest rate, so you pay less without extending the term of your loan. As a result, you can pay off your balance faster and put it in your rearview!

Apply For DEXSTA Credit Union’s Auto Loan Pre-Approval 

Lacking reliable transportation can majorly hinder your life. That’s why DEXSTA loan officers work with members to personalize their loans so owning a vehicle is affordable and accessible. Wherever you’re headed, DEXSTA Federal Credit Union will get you there. Visit us online to learn more and apply for auto loan pre-approval.