All DEXSTA offices will be closed on Thursday, June 19th, 2025 in observance of Juneteenth.

DEXSTA Credit Cards

Why use credit cards from big credit card banks with high interest and countless fees? DEXSTA Federal Credit Union offers VISA credit cards with low competitive rates and no junk fees.

girl with DEXSTA credit cards

DEXSTA VISA Platinum

  • Everyday card
  • Low rate
  • Purchase security
  • No annual fee
  • No cash advance, over-limit, or balance transfer fees
DEXSTA credit cards Platinum rewards

DEXSTA VISA Platinum Rewards

  • Cash and travel rewards
  • Merchandise rewards
  • Rewards points that never expire
  • No annual fee
  • No cash advance, over-limit, or balance transfer fees

Get Freedom From Fees

We offer a 2.99% introductory rate on all purchases for 12 months and on balance transfers for 18 months with NO balance transfer fees—ever!

No balance transfer fee
No over limit fee
No annual fee
No cash advance fee

Enjoy Now, Pay Later

As a DEXSTA Federal Credit Union credit cardholder, you now have the power to divide large, qualifying purchases over monthly installment payments at a lowered interest rate.* Buy now, select your purchase, select your monthly installment plan, and pay back your purchases on your terms!

Online Credit Card Access

Enjoy easy and on-the-go management of your credit cards with the DEXSTA mobile app! Our app offers a convenient way to get alerts on transactions, freeze your card, and pay your bill anytime, anyplace.

man with DEXSTA credit cards

Credit Card Help and Support

Call 800-449-7728 to report a lost or stolen VISA card. For additional questions, call VISA Card Member Services at 866-820-3815.

Traveling outside the U.S.? Please contact DEXSTA with dates and locations at 302-571-0522 or 800-937-4735. We will place a memo on your account to help prevent interruption of your card service if our network suspects possible fraud. Please be sure to ask about our Country Blocks, as you may not be able to use your card in some regions.

Visit www.federalreserve.gov for a free guide maintained by the Federal Reserve Board, which provides interactive tools and features for choosing and using credit cards. Please see DEXSTA credit card Rates and Fees and Terms and Conditions. For additional questions, call Visa Card Member Services at 866-820-3815.

*Installment Payments is a financial product brought to you by DEXSTA Federal Credit Union. The DEXSTA mobile app is required to use Installment Payments. DEXSTA Federal Credit Union may change APRs, fees and other account terms in the future based on your experience with DEXSTA and its affiliates as provided under the Cardmember Agreement and applicable law. Account must be open and in good standing to earn and redeem rewards and benefits. Upon approval, please refer to your Credit Card Access portal on www.dexsta.com or the DEXSTA mobile app for additional information. *Purchase must be greater than $100 from qualifying merchants. Installment payments available for three (3), four (4) or six (6) month terms, split evenly over term, depending on qualifications. Interest rate will be provided via the DEXSTA mobile app or your your Credit Card Access portal on www.dexsta.com and will be contingent on qualifying purchase. Not all purchases will qualify. Not all cardholders will qualify.

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