“How can I finance my Wilmington home?” It seems like a tricky question, but at DEXSTA, we try to make it as simple as possible. Serving New Castle and Kent Counties in Delaware as well as Cecil County in Maryland our federal credit union provides home financing for those who live, work, worship, volunteer or attend school in the area.

“Yes! I Can Finance My Wilmington Home!”

As a federal credit union, we are a not-for-profit organization on a mission to help our community thrive. That is, after all, why we started our credit union in the first place. In 1937 workers at the DuPont Experimental Station were overextended. Banks weren’t willing to provide loans that would help them get back on their feet so we started our own that would. One member even withdrew $500 from his savings account just so other members could borrow from it.

We follow that same simple philosophy today: that our community matters and that we will do what it takes to help it thrive. One of those things is providing home loans for those interested in purchasing a home and taking out a mortgage to build their equity. We provide competitive rates for 5, 7, and 10-year loans with 80% loan-to-value (meaning that you lay down 20% of the cost of the home).

You Can Even Take Out a Home Equity Line

No matter what needs to be done to your home, our Platinum Home Equity line allows you to do it without any stipulations. Simply take out a loan for up to $100,000, and we’ll give you a credit card to access it. Purchase anything from $0.01 up to your credit limit and pay only $25 in annual fees. Whether you want to install a backyard fence or buy new furniture, we’ll help you take care of all your home expenses at once.

Or Pay For a DIY or Contractor Project

We even offer home improvement loans for DIY or contractor projects. If you need a new deck or a new garage, we have personal loans available between $1,000 and $25,000 with 12-72 month terms. Best of all, no equity is necessary. That means whatever you want to do, no matter what it is, you can have the financial support you need to take care if it without borrowing against your house. These personal loans are there for you no matter what project you dream up.

Needless to say, with DEXSTA Federal Credit Union there are a lot of options available to you. We planned it that way on purpose! No matter what kind of home loan you are interested in, we have something just right for your needs. Stop by one of our branches and ask, “How do I finance my Wilmington home?” We’d be more than happy to help you do just that.