* APR = Annual Percentage Rate. A 50% discount applies to the loan of equal or lesser value. The discounted loan can be a secured or unsecured loan. There is a floor rate of 3.00% APR. You must apply for both loans at the same time and both loans must be disbursed within four weeks. Members with existing loans may use the existing loan as the non-discounted loan provided that the loan was originated after October 1, 2017. Credit cards, 1st Mortgages, Home Equity Lines of Credit, Smart Start, Smart Choice and Private Education Loans are not eligible. No other discounts may be applied. This is a limited time offer. Please speak with a DEXSTA team member for full details. DEXSTA is Federally Insured by the NCUA.