The Visa Gift Card is a prepaid card that can be used most everywhere Debit Cards are accepted. Because it’s a prepaid card,
spending is limited to the amount of money on the card. When the recipient makes a purchase with the gift card, the
purchase amount is deducted from the card balance.

No.The Visa Gift Card is a prepaid card. While a prepaid card looks similar to a credit card, gift card recipients do not have a line
of credit. They can only spend up to the balance on the card.

Simply visit your local credit union in person.

Your gift card can be activated by logging into this site and clicking on the Activate Card button, an assigned PIN will be
displayed. You may also call the customer support number listed on the back of your gift card to activate your gift card, and
an assigned PIN will be spoken.

To facilitate making purchases online, obtaining a lost gift card replacement or enabling disputing a fraudulent transaction
your gift card must be registered with your name, address and telephone number.

Visit the website of the financial institution listed on the front of the gift card or call the number shown on the back of the gift
card 866-902-6082.

When you present your gift card as payment, simply inform the cashier of the value of your gift card. You can then choose
another form of payment for the remaining portion of your purchase.

No, this card is not reloadable meaning once the balance is spent, the gift card should be cut up and thrown away.

You should always press the ‘Credit’ button. Although the gift card is not a credit card, the transaction is processed like one.
You should always sign a sales receipt.

If a decline occurs, the card’s available balance is probably less than the purchase amount. You may inform the merchant of
the remaining balance on the card and use another form of payment to pay the difference, subject to the policy of the
merchant. Also, please be aware that some merchants – for example, restaurants, car rental agencies, salons, mail-order
companies, and cruise lines – preauthorize for an amount slightly higher than your actual transaction to ensure sufficient
funds for tips or incidental expenses. This amount is “held” until the transaction settles to your Prepaid Card. Only the
amount you sign for will ultimately be deducted from your card. Use of the card at automated fuel dispensers requires that a
specific minimum balance be available on the card, which is determined by the issuer of the prepaid card, in order to
complete the transaction. Again, only the actual amount spent will ultimately be deducted from the card.

If you believe there is an error, such as a purchase that you do not recognize, simply call us at 866-902-6082.

No, the gift card may not be used for automatic recurring transactions such as internet service providers or health club fees.
The card may not be used for internet gambling or any illegal activity.

In the event you need to return an item you purchased with your gift card, the merchant will handle the item in accordance
with the network guidelines. The merchant may credit your gift card (put the funds back on the card) thereby increasing your
available funds.

When you have depleted all the funds on the gift card and no returns are necessary, simply destroy and discard the gift
card.

Contact Cardholder Services immediately at 1-866-902-6082. Additionally, read the Terms and Conditions contained in this
website for important gift card information.

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