Privacy & Confidentiality Disclosures...
Our credit union is committed to making financial products and services
available that will enable you to meet your financial needs and reach your
financial goals while at the same time protecting your personal information
and using it in a manner consistent with your expectations.
We stand behind the following privacy policy:
Categories of Information We Collect
We collect nonpublic personal information about you from the following
sources:
- Information we receive from you on applications or other forms;
- Information about your transactions with us, our affiliates, or others; and
- Information we receive from a consumer reporting agency.
Confidentiality and Security
We restrict access to nonpublic information about you to:
- Employees and volunteers who need to know that information to provide
products or services to you;
- Our attorneys, accountants, and auditors on a need to know basis;
- Government authorities to comply with federal, state or local laws,
rules and other applicable legal requirements;
- Consumer reporting agencies in accordance with the Fair Credit
Reporting Act.
We maintain physical, electronic, and procedural safeguards that comply with
federal regulations to guard your nonpublic personal information.
Categories of Information We Disclose and Parties to Whom We Disclose
We may disclose all of the information we collect, as described above, to
companies that perform marketing services on our behalf or to other financial
institutions with whom we have joint marketing agreements provided the following
conditions are met:
- The services include marketing our own products or services or marketing
other financial products or services designed to enhance our member service
and offered pursuant to a joint agreement (i.e., insurance products, brokerage
products, etc.).
- We will partner only with businesses that follow strict confidentiality
requirements. We have a contractual relationship that prohibits the third
party from disclosing or using the information other than to carry out the
purposes for which we disclosed the information.
We may also disclose nonpublic personal information about our members and
former members to nonaffiliated third parties as permitted by law.
Procedures for Opening a New Account
We follow the procedures outlined in the USA Patriot Act.
Federal Law requires all financial institutions to obtain, verify and record information
that identifies each person who opens an account. DEXSTA will ask for name, address, date of birth
and may ask for your driver's license in an effort to help the government fight the funding of
terrorism.
Protecting your personal information in accordance with federal laws is a high priority for everyone
associated with our credit union!
Notice About Third-Party Websites
Links to other websites are found on this homepage. DEXSTA does not operate
these other web sites and is not responsible for the content on the
alternative sites nor do we necessarily endorse the companies. DEXSTA does
not represent either the third party or the member if the two enter into a
transaction. Privacy and security policies may differ from those practiced
by DEXSTA.
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