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K-12 Education Loans


Click here to apply now

You want the best for your child and that means investing in their future. Many families look to private kindergarten, elementary, middle and high schools to give their children the best chance for success. However, private schools can be expensive. For parents who want a private school education for their children and are looking for options on how to cover costs, DEXSTA has a loan for you!

Features and Benefits:
  • Borrow up to $30,000 annually
  • Covers costs at many area kindergarten, elementary, and high schools including prep schools, military schools, parochial schools, Montessori schools, boarding schools, and others. (Click here for our approved school list)
  • Take up to 15 years to pay back the loan
  • Reduce your interest rate by 0.25% when you elect to have your loan payments automatically withdrawn from your checking or savings account
  • Receive a 0.25% interest rate reduction after 48 consecutive on-time payments
  • Interest rates are based on the Prime rate and range from Prime plus 3.75% - 11.74%
  • Loan fees range from 2% to 8%
  • There are no prepayment penalties which means you may make higher monthly payments or pay the loan off at any time without penalty
  • Applying for a K-12 loan is easy and convenient through our online application, available 24/7
How to qualify for a K-12 loan
The borrower must be:
  • A parent of a child attending an approved private educational institution (Click here for our approved school list)
  • Creditworthy (having a satisfactory credit score and credit history)
  • A member of DEXSTA Federal Credit Union. If you are not currently a member, you will be asked to complete a membership application after you apply for your student loan. You can fill out a membership application online.
Contact us at studentloans@dexsta.com if you have any questions.

Click here to apply for a DEXSTA K-12 Loan now!


DEXSTA Approved K-12 School List
  • Albert Einstein Academy
  • All Saints Catholic School
  • Aquinas Academy
  • Archmere Academy
  • Caravel Academy
  • Centreville School
  • Children's House Montessori
  • Christ The Teacher Catholic School
  • City Gates Academy
  • Concord Christian Academy
  • Fairwinds Christian School
  • Holy Angels Elementary School
  • Immaculate Heart of Mary School
  • The Independence School
  • The Learning Express
  • Mt. Sophia Academy
  • Nativity Preparatory School of Wilmington
  • The New School
  • Newark Center for Creative Learning
  • Our Lady of Fatima School
  • Padua Academy
  • Pike Creek Christian School
  • The Pilot School
  • Red Lion Christian Academy
  • Salesianum
  • Sanford School
  • Sharon Temple Adventist School
  • Smyrna Christian School
  • St. Ann School
  • St. Anneís Episcopal School
  • St. Anthony of Padua Grade School
  • St. Edmondís Academy
  • St. Elizabeth Elementary School
  • St. Elizabeth High School
  • St. John The Beloved School
  • St. Johnís Lutheran School
  • St. Markís High School
  • St. Mary Magdalen School
  • St. Peter Catholic School
  • St. Peterís Cathedral School
  • Tall Oaks Classical School
  • The College School
  • The Hockessin Montessori School
  • The Independence School
  • The Learning Express
  • The Pilot School
  • The Tatnall School
  • TLK Academy
  • Tower Hill School
  • Tutor Time Center for Academic Enrichment
  • Ursuline Academy
  • Wilmington Christian School
  • Wilmington Friends School
  • Wilmington Junior Academy