Please provide the following documentation to process your application efficently: Mortgage balance(s) statements for any existing first or second mortgage, deed on the property securing the loan, Homeowner's insurance "Declaration Page" at settlement must include DEXSTA as "second mortgagee". (If rental property is used for income, please provide all lease agreements & schedule E.)

* APR = Annual Percentage Rate.  APRs are as low as the rates advertised above.  Your APR may vary based upon individual credit profile.  See a Loan Officer for more details.  Rates are effective May 9, 2008.